Refund & Cancellation Policy

1. Strict No-Refund Policy

All sales and subscription purchases on MeghaJyoti (mohittrader.com) are final. We operate under a strict No Refund, No Exchange and No Cancellation policy. Once a plan is purchased and access is granted to our premium platform, scanners, course videos or educational materials, the purchase cannot be cancelled, exchanged or refunded under any circumstances.

2. Why This Policy Exists

Our plans grant immediate access to digital scanners, tools and educational content that cannot be "returned" once accessed. This policy is therefore applied uniformly to every purchase, including all three plans (Silver, Gold and Diamond), upgrades, and the ₹10,000 seat-lock amount, which forms part of the Silver plan price.

3. Before You Pay — Please Check

Please review the plan features, validity and price on the Payments page carefully before paying, and contact us on the Contact Us page if anything is unclear. By completing a payment you confirm that you have read and accepted this policy along with our Terms & Conditions.

4. Payment Deducted but Plan Not Activated

If your payment was deducted but your plan was not activated (for example, a screenshot was not matched or a gateway step failed), contact Support on WhatsApp or through the Contact Us page with your transaction details. The team will verify the payment and activate your plan. If the same payment was charged twice for the same plan due to a technical error, the duplicate charge will be resolved by the team after verification.

5. Account Termination

If an account is terminated for violating the Terms (such as account sharing or misuse), no refund is payable for the remaining validity period.

6. Contact

Questions about this policy: meghajyotitrading@gmail.com or the Contact Us page.